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【Main Issue and Holding】 Where a lender’s exercise of the right to claim the return of loan in the future is
jeopardized by unstable credit and any significant change in financial conditions of a
borrower arises after a contract of loan for consumption of money is made, having
the lender perform his/her own obligation in accordance with the original details of
the contract is contrary to fairness and the principle of trust and good faith due to
such change in circumstances, whether the lender may refuse the performance of
his/her own obligation (affirmative)
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